Browse life insurance plans and choose what works for you.
Get life insurance in 3 easy steps.
1. Tell us about yourself
Answer a few easy questions. This will filter over 670,000 policy options down to the ones that fit your personal needs.
2. Browse quotes
Browse quotes that are recommended to you. Easily view and compare the policy options then select one or a few.
3. Apply or get free assistance
One of our licensed agents will answer any questions you have and walk you through next steps to easily apply.
What people are saying
Michael has extensive knowledge of the insurance industry, is a creative, outside the box thinker and treats his clients with honesty and respect.
Douglas Smith
Frequently asked questions
How much life insurance do I need for myself and my family?
There are many rules of thumb around determining the right amount of life insurance you should purchase for yourself, spouse and or other family members. The link below will take you to a questionnaire that may help in determining the right amount.
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What type of insurance should I purchase?
This site is all about learning more about the different types of insurance and getting real time quotes that will provide you with insight into the plan or plans that best fit your budget and needs.
How do I manage my life policies that i purchase new or already own?
Our partnership with Proformex allows us to monitor your life policies in a similar way that you would manage your other investments and assets.   We provide automated annual reviews that make sure your policy(ies) are performing as expected and are on track to meet your goals for either death benefit protection or cash accumulation.
Can I get assistance if I need it?
Our platform is designed to allow a do it yourself approach or a more customized approach where one of our advisors can assist you through the entire process.
Do you have additional resources where i can learn more about Life Insurance?
We have a YouTube channel, Healthcare Genius that has content on life insurance and other topics around retirement planning. Â
https://www.youtube.com/c/HealthcareGenius
Michael Gerali
CLU, ChFC
Michael Gerali is a Colorado native and has been active in the insurance, employee benefits and HR consulting arena since 1989. He is the founder of multiple companies including HR Solutions, Bespoke Healthcare, and Bespoke Retirement Advisors.
He has spent his career working with private and public corporations and their employees on group benefits, retirement planning and executive benefit planning. He also was a featured speaker at numerous national conferences on the topics of Retiree Pension and Health Care Obligations.
Michael helps business owners, CFO’s and HR professionals create healthcare and retirement plans that can assist owners, executives, and employees in creating tax-efficient income streams in retirement while saving taxes while working.
He co-authored a book on retirement planning entitled, “What you Don’t Know About Retirement Will Hurt You!” and will be releasing a new book on the “Punch in the Gut Tax from Social Security,” which looks at the relationship between Social Security and Medicare. In 2019, he co-created the YouTube channel, “Healthcare Genius” that is designed to shed light on retirement and healthcare planning topics.
Michael’s goals are to help his clients create a “Tailored Individual Pension Plan” (TIPP) that can provide the retirement security that was once offered by most organizations to their employees and includes protection against long-term care events in retirement.
He is a graduate of the University of Colorado at Boulder with a Bachelor of Science degree in Finance. He lives in Greenwood Village, Colorado with his wife Allyson and has two daughters living their “best lives” in New York City.
Get in touch.
Have questions? Ready to apply? I am always available anytime 9AM-5PM Monday through Friday. I normally respond within 24 hours.
877-237-7654